I was thinking about the fear of a pyramid scheme. I do realize you need to invest your hard earned dollars and then there is no guarantee you will make money. This made me think of the sales worker that works for commissions alone. How different is it really from his life. Lets say he works for a department store in sales. You have the owner or founder. Then two to 4 executives. Then location managers who have a few managers under them and more workers under them. Finally you have the sales associates and each of them generate money that trickles or flows up to the executives and owners.
See how it also mimics a pyramid scheme. Now I realize that some businesses generate more for the top levels and less for the bottom, but how many workers have you seen making the same commissions as the CEOs, and executives?
OK enough of that.
I am saying that some times you need to invest and take calculated risks. If you noticed I said calculated! If you just take financial risks and do not calculate the risk of loss or profit, you might as well just send me your money. Actually it would be the same as investing in stocks without watching the trends or knowing wht stocks you should try. If at all possible I reccomennd a finite financial investment. Similar to putting money into stocks, but not ina a regular basis. This allows for a calculated LOSS. If you can not afford this amount of loss you should not be investing the money in the first place.
Also when investing, is there a way to recap the money over time if something goes wrong? If there are no savings then you are investing is even more riskier.
Remember 3 things when thinkingof investing:
Is the financial investment finite or infinite? Stay away from infinite money investments as they are money pits!
Can you afford to lose this money! If not, don't invest!
Can you save money with the investment? This way you can reduce a total loss to a partial.